DQ: The Affordable Care Act has subsidies available; how does one qualify?

Grand Canyon University DQ: The Affordable Care Act has subsidies available; how does one qualify?-Step-By-Step Guide

This guide will demonstrate how to complete the Grand Canyon University DQ: The Affordable Care Act has subsidies available; how does one qualify? assignment based on general principles of academic writing. Here, we will show you the A, B, Cs of completing an academic paper, irrespective of the instructions. After guiding you through what to do, the guide will leave one or two sample essays at the end to highlight the various sections discussed below.

How to Research and Prepare for DQ: The Affordable Care Act has subsidies available; how does one qualify?

Whether one passes or fails an academic assignment such as the Grand Canyon University DQ: The Affordable Care Act has subsidies available; how does one qualify? depends on the preparation done beforehand. The first thing to do once you receive an assignment is to quickly skim through the requirements. Once that is done, start going through the instructions one by one to clearly understand what the instructor wants. The most important thing here is to understand the required format—whether it is APA, MLA, Chicago, etc.

After understanding the requirements of the paper, the next phase is to gather relevant materials. The first place to start the research process is the weekly resources. Go through the resources provided in the instructions to determine which ones fit the assignment. After reviewing the provided resources, use the university library to search for additional resources. After gathering sufficient and necessary resources, you are now ready to start drafting your paper.

How to Write the Introduction for DQ: The Affordable Care Act has subsidies available; how does one qualify?

The introduction for the Grand Canyon University DQ: The Affordable Care Act has subsidies available; how does one qualify? is where you tell the instructor what your paper will encompass. In three to four statements, highlight the important points that will form the basis of your paper. Here, you can include statistics to show the importance of the topic you will be discussing. At the end of the introduction, write a clear purpose statement outlining what exactly will be contained in the paper. This statement will start with “The purpose of this paper…” and then proceed to outline the various sections of the instructions.

How to Write the Body for DQ: The Affordable Care Act has subsidies available; how does one qualify?

After the introduction, move into the main part of the DQ: The Affordable Care Act has subsidies available; how does one qualify? assignment, which is the body. Given that the paper you will be writing is not experimental, the way you organize the headings and subheadings of your paper is critically important. In some cases, you might have to use more subheadings to properly organize the assignment. The organization will depend on the rubric provided. Carefully examine the rubric, as it will contain all the detailed requirements of the assignment. Sometimes, the rubric will have information that the normal instructions lack.

Another important factor to consider at this point is how to do citations. In-text citations are fundamental as they support the arguments and points you make in the paper. At this point, the resources gathered at the beginning will come in handy. Integrating the ideas of the authors with your own will ensure that you produce a comprehensive paper. Also, follow the given citation format. In most cases, APA 7 is the preferred format for nursing assignments.

How to Write the Conclusion for DQ: The Affordable Care Act has subsidies available; how does one qualify?

After completing the main sections, write the conclusion of your paper. The conclusion is a summary of the main points you made in your paper. However, you need to rewrite the points and not simply copy and paste them. By restating the points from each subheading, you will provide a nuanced overview of the assignment to the reader.

How to Format the References List for DQ: The Affordable Care Act has subsidies available; how does one qualify?

The very last part of your paper involves listing the sources used in your paper. These sources should be listed in alphabetical order and double-spaced. Additionally, use a hanging indent for each source that appears in this list. Lastly, only the sources cited within the body of the paper should appear here.

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NUR 621 Topic 2 Discussion

DQ: The Affordable Care Act has subsidies available; how does one qualify?

The Affordable Care Act (ACA) is a law that addresses healthcare costs, preventive care, and coverage of health insurance by eliminating preexisting health conditions and allows young adults up to age 26 to remain on their parents’ insurance plan (MACPAC, n.d.). ACA is aimed at encouraging preventative cares such as mammograms, colonoscopies, vaccines, labs, etc in hopes to prevent illnesses (Wu, 2019). The ACA was signed in law on March 23, 2010, by President Barack Obama. There are three goals of the ACA which include: allowing more people to have affordable health insurance available to them; to cover all adults with incomes below 138% of the federal poverty level (FPL) by expanding the Medicaid program; and to support medical care delivery methods that are designed to lower healthcare costs (USA.gov, n.d.).

The subsidies are tax credits that are reflected upon a sliding scale by limiting the amount paid within monthly premiums within a percentage of your annual income. Most eligible people that earn 100%-400% of the FPL are eligible for the subsidies by applying through the government-run health insurance marketplace in the state you live through a qualifying licensed agent, and private online Marketplaces that cooperate with the government marketplace (Davalon, 2021). 87% of the 10.7 million people in 2020 that purchased health insurance on the Marketplace received ACA premium subsidies (Davalon, 2021).

Medicare differs from ACA due to Medicaid being a social welfare program that provides free health insurance for poor and qualified individuals with certain disabilities within the U.S (Barba, 2020). Medicare is funded both by the federal government and individual state governments, which the program was created to help provide health insurance to individuals that lacking the money or resources to afford coverage (Centers for Medicare & Medicaid Services, n.d.). The eligibility requirements differ state to state, however each state looks at income, household size, and citizenship status (Barba, 2020). ACA is offered by private insurance companies, businesses, and offers copay coinsurance, and deductibles whereas, with Medicaid it is 100% free to the individual and are required to be on a government-funded insurance plan (NHIA, n.d.).

References

Barba, R. (2020). What is Medicaid. https://www.healthcare.com/what-is-medicaid-25740

Centers for Medicare & Medicaid Services. (n.d.). Medicaid. https://www.medicaid.gov/medicaid/index.html

Davalon. (2021). Everything to know about Obamacare (ACA) subsidies. eHealth. https://www.ehealthinsurance.com/resources/affordable-care-act/aca-obamacare-subsidies

National Health Insurance Agencies (NHIA). (n.d.). The differences between ACA and Medicaid. Florida Blue. https://nhiains.com/difference-aca-medicaid/

USA.gov. (n.d.). Affordable care act (ACA). https://www.healthcare.gov/glossary/affordable-care-act/

Wu, T., & Raghunathan, V. (2019). The patient protection and affordable care act and utilization of preventive health care services among asian americans in Michigan during pre- and post-affordable care act implementation. Journal of Community Health, 44(4), 712-720. https://doi.org/10.1007/s10900-019-00628-7

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vaccination, assessment of health complications, and preventing sicknesses. The former US President signed the ACA into law in March 2010. The increased outcry from uninsured Americans during the electioneering period compelled the President to introduce ACA. The act aimed at enabling more Americans to access affordable health insurance (Eguia et al., 2018). However, the ACA targeted eligible adults with income below 138%. Arguably, the law targeted low-income earners. Medicare differs from ACA since Medicaid is a social welfare program. The program provides free healthcare insurance to the qualified Americans (Takvorian et al., 2020). Medicaid prioritizes Americans with disabilities. ACA does not specify on people with disabilities. The central government finances ACA while Medicaid is under the federal government and individual state governments.

References

Eguia, E., Cobb, A. N., Kothari, A. N., Molefe, A., Afshar, M., Aranha, G. V., & Kuo, P. C. (2018). Impact of the Affordable Care Act (ACA) Medicaid expansion on cancer admissions and surgeries. Annals of surgery, 268(4), 584. doi: 10.1097/SLA.0000000000002952

Meinhofer, A., & Witman, A. E. (2018). The role of health insurance on treatment for opioid use disorders: Evidence from the Affordable Care Act Medicaid expansion. Journal of health economics, 60, 177-197. https://doi.org/10.1016/j.jhealeco.2018.06.004

Takvorian, S. U., Oganisian, A., Mamtani, R., Mitra, N., Shulman, L. N., Bekelman, J. E., & Werner, R. M. (2020). Association of Medicaid expansion under the Affordable Care Act with insurance status, cancer stage, and timely treatment among patients with breast, colon, and lung cancer. JAMA network open, 3(2), e1921653-e1921653. doi:10.1001/jamanetworkopen.2019.21653

ACA provides subsidies and cost sharing subsidies to qualified persons to reduce the cost of coverage. The people who qualify for the ACA subsidies are those whose net income ranges from 100-400 percent of federal poverty line. The federal poverty line of a person is rated as 128,800, and it depends up on the number of people in a given household. (Davalon,2021). The qualified person must be living in the US either as a legal resident or a citizen and the beneficiary should not be present in incarceration.

Affordable care act provides subsidies, and these subsidies are used to pay the health insurance premiums for those who are struggling to afford the insurance coverage (Norris,2021). The people that qualify for ACA are protected from the rising cost of premiums and the subsidies are designed to decrease or increase depending on the premium proportions. This helps the people of middle- and lower-income levels to afford health insurance policies.

To eligible for Medicaid subsidies, our income must be between 100-400 percent of federal poverty line, similar to the eligibility rate for ACA. The qualification of Medicaid subsidies depends on whether the state that the person lives has expanded the plan or not (Health care. Gov,2021). However, in states that have already expanded the Medicaid program, one can qualify depending on the state poverty level. This threshold is kept at 133% at federal level and 138 % in state level (Garfield and Orgera,2021). The eligibility for subsidies for individuals in the state that failed to expand Medicaid will be limited and such people might struggle to receive financial support on the health insurance even if they are below the poverty level.

References

Barba, R. (2020). What is Medicaid. https://www.healthcare.com/what-is-medicaid-25740

Centers for Medicare & Medicaid Services. (n.d.). Medicaid. https://www.medicaid.gov/medicaid/index.html

Davalon. (2021). Everything to know about Obamacare (ACA) subsidies. eHealth. https://www.ehealthinsurance.com/resources/affordable-care-act/aca-obamacare-subsidies

National Health Insurance Agencies (NHIA). (n.d.). The differences between ACA and Medicaid. Florida Blue. https://nhiains.com/difference-aca-medicaid/

USA.gov. (n.d.). Affordable care act (ACA). https://www.healthcare.gov/glossary/affordable-care-act/

I agree with you that the Affordable Care Act (ACA) seeks to increase the affordability and accessibility of quality healthcare services. The law targets uninsured children and adults. ACA prioritizes preventive care with minimal attention directed to treatment (Meinhofer & Witman, 2018). Preventing some illnesses is cheaper than handling sick people. Therefore, ACA becomes critical in vaccination, assessment of health complications, and preventing sicknesses. The former US President signed the ACA into law in March 2010. The increased outcry from uninsured Americans during the electioneering period compelled the President to introduce ACA. The act aimed at enabling more Americans to access affordable health insurance (Eguia et al., 2018). However, the ACA targeted eligible adults with income below 138%. Arguably, the law targeted low-income earners. Medicare differs from ACA since Medicaid is a social welfare program. The program provides free healthcare insurance to the qualified Americans (Takvorian et al., 2020). Medicaid prioritizes Americans with disabilities. ACA does not specify on people with disabilities. The central government finances ACA while Medicaid is under the federal government and individual state governments.

References